Personal Loans Market By Type (P2P place Lending and Balance Sheet Lending), Age (Less than 30, 30-50, and More than 50), Marital Status (Married, Single, and Others), and Employment Status (Salaried and Business): Global Opportunity Analysis and Industry Forecast, 2021–2030
- ALL4676708
- 300 Pages
- August 2021
- BFSI
Interest rates on personal loans are generally fixed and are stable during the repayment of loan by consumer. In addition, with higher borrowing limits and low interest rates, personal loans are attracting a greater number of consumers which is a major driving factor for the market growth. Moreover, consumers unable to repay the loan-based on the agreed-upon terms with the lender, faces significant financial consequences and therefore, personal loans secure consumers from losing their home or a car as a direct collateral. These factors are notably contributing towards the growth of personal loans market. However, higher fees & penalties charged for personal loans and growing number of bad debts among individuals availing personal loans are some of the factors that hamper the market growth. On the contrary, personal loan firms are investing in new technologies such as artificial intelligence (AI), robotic process automation, robo-advisor, and digital identification (ID) for improving customer experience, enhance lending offerings, and improve operational efficiency. In addition, higher borrowing limits and technological innovations in the field of lending are expected to provide lucrative opportunities for personal loan providers to remain competitive, and achieve deep insights into the products & services offered in the market.
The personal loans market is segmented into type, age, marital status, employment status, and region. By type, the market is bifurcated into P2P marketplace lending and balance sheet lending. Depending on age, it is segmented into less than 30, 30-50, and more than 50. Based on marital status, the market is segregated into married, single, and others. By employment status, the market is divided salaried and business. The salaried segment is further segregated into male, female, and others. Region wise, the market is analysed across North America, Europe, Asia-Pacific, and LAMEA.
The personal loans market analysis includes top personal loans companies such as American Express, Avant, LLC, Barclays PLC, DBS Bank Ltd, Goldman Sachs, LendingClub Bank, Prosper Funding LLC, Social Finance, Inc., Truist Financial Corporation, and Wells Fargo. These players have adopted various strategies to increase their market penetration and strengthen their position in the personal loans industry.
Key benefits for stakeholders
• The study provides in-depth analysis of the global personal loans market along with the current trends and future estimations to illustrate the imminent investment pockets.
• Information about key drivers, restrains, & opportunities and their impact analysis on the global personal loans market size are provided in the report.
• Porter’s five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
• The quantitative analysis of the global personal loans market from 2021 to 2030 is provided to determine the market potential.
Key market segments
By Type
• P2P Marketplace Lending
• Balance Sheet Lending
By Age
• Less than 30
• 30-50
• More than 50
By Marital Status
• Married
• Single
• Others
By Employment Status
• Salaried
o Male
o Female
o Others
• Business
By Region
• North America
o U.S.
o Canada
• Europe
o UK
o Germany
o France
o Italy
o Spain
o Netherlands
o Rest of Europe
• Asia-Pacific
o China
o India
o Japan
o Singapore
o Australia
o Rest of Asia-Pacific
• LAMEA
o Latin America
o Middle East
o Africa
Key market players
• American Express
• Avant, LLC
• Barclays PLC
• DBS Bank Ltd
• Goldman Sachs
• LendingClub Bank
• Prosper Funding LLC
• Social Finance, Inc.
• Truist Financial Corporation
• Wells Fargo
1.1.REPORT DESCRIPTION
1.2.KEY MARKET SEGMENTS
1.3.KEY BENEFITS
1.4.RESEARCH METHODOLOGY
1.4.1.Primary research
1.4.2.Secondary research
1.4.3.Analyst tools and models
CHAPTER 2: EXECUTIVE SUMMARY
2.1.CXO PERSPECTIVE
CHAPTER 3: MARKET LANDSCAPE
3.1.MARKET DEFINITION AND SCOPE
3.2.KEY FINDINGS
3.2.1.Top investment pockets
3.2.2.Top winning strategies
3.3.PORTER'S FIVE FORCES ANALYSIS
3.3.1.Bargaining power of suppliers
3.3.2.Threat of new entrants
3.3.3.Threat of substitutes
3.3.4.Competitive rivalry
3.3.5.Bargaining power among buyers
3.4.MARKET SHARE ANALYSIS/TOP PLAYER POSITIONING 2020
3.5.MARKET DYNAMICS
3.5.1. Drivers
3.5.2. Restraints
3.5.3. Opportunities
3.6.COVID-19 impact analysis on personal loans market
3.6.1.Impact on personal loans market size
3.6.2.Change in consumer trends, preferences, and budget impact, owing to COVID-19
3.6.3.Framework for market challenges faced by personal loans providers
3.6.4.Economic impact on personal loans providers
3.6.5.Key player strategies to tackle negative impact on the industry
3.6.6.Opportunity analysis for personal loans providers
CHAPTER 4: PERSONAL LOANS MARKET BY TYPE
4.1.OVERVIEW
4.2. P2P MARKETPLACE LENDING
4.2.1.Key market trends, growth factors and opportunities
4.2.2.Market size and forecast, by region
4.2.3.Market share analysis, by country
4.3. BALANCE SHEET LENDING
4.3.1.Key market trends, growth factors and opportunities
4.3.2.Market size and forecast, by region
4.3.3.Market share analysis, by country
CHAPTER 5: PERSONAL LOANS MARKET BY AGE
5.1.OVERVIEW
5.2. LESS THAN 30
5.2.1.Key market trends, growth factors and opportunities
5.2.2.Market size and forecast, by region
5.2.3.Market share analysis, by country
5.3. 30-50
5.3.1.Key market trends, growth factors and opportunities
5.3.2.Market size and forecast, by region
5.3.3.Market share analysis, by country
5.4. MORE THAN 50
5.4.1.Key market trends, growth factors and opportunities
5.4.2.Market size and forecast, by region
5.4.3.Market share analysis, by country
CHAPTER 6: PERSONAL LOANS MARKET BY MARITAL STATUS
6.1.OVERVIEW
6.2. MARRIED
6.2.1.Key market trends, growth factors and opportunities
6.2.2.Market size and forecast, by region
6.2.3.Market share analysis, by country
6.3. SINGLE
6.3.1.Key market trends, growth factors and opportunities
6.3.2.Market size and forecast, by region
6.3.3.Market share analysis, by country
6.4. OTHERS
6.4.1.Key market trends, growth factors and opportunities
6.4.2.Market size and forecast, by region
6.4.3.Market share analysis, by country
CHAPTER 7: PERSONAL LOANS MARKET BY EMPLOYMENT STATUS
7.1.OVERVIEW
7.2. SALARIED
7.2.1.Key market trends, growth factors and opportunities
7.2.2.Market size and forecast, by region
7.2.3.Market share analysis, by country
7.2.4.Male
7.2.4.1.Market size and forecast
7.2.5.Female
7.2.5.1.Market size and forecast
7.2.6.Others
7.2.6.1.Market size and forecast
7.3. BUSINESS
7.3.1.Key market trends, growth factors and opportunities
7.3.2.Market size and forecast, by region
7.3.3.Market share analysis, by country
CHAPTER 8: PERSONAL LOANS MARKET BY REGION
8.1.OVERVIEW
8.2.NORTH AMERICA
8.2.1.Key market trends and opportunities
8.2.2.Market size and forecast, by type
8.2.3.Market size and forecast, by age
8.2.4.Market size and forecast, by marital status
8.2.5.Market size and forecast, by employment status
8.2.6.Market size and forecast, by Country
8.2.7.U.S.
8.2.7.1.Market size and forecast, by type
8.2.7.2.Market size and forecast, by age
8.2.7.3.Market size and forecast, by marital status
8.2.7.4.Market size and forecast, by employment status
8.2.8.Canada
8.2.8.1.Market size and forecast, by type
8.2.8.2.Market size and forecast, by age
8.2.8.3.Market size and forecast, by marital status
8.2.8.4.Market size and forecast, by employment status
8.3.EUROPE
8.3.1.Key market trends and opportunities
8.3.2.Market size and forecast, by type
8.3.3.Market size and forecast, by age
8.3.4.Market size and forecast, by marital status
8.3.5.Market size and forecast, by employment status
8.3.6.Market size and forecast, by Country
8.3.7.UK
8.3.7.1.Market size and forecast, by type
8.3.7.2.Market size and forecast, by age
8.3.7.3.Market size and forecast, by marital status
8.3.7.4.Market size and forecast, by employment status
8.3.8.Germany
8.3.8.1.Market size and forecast, by type
8.3.8.2.Market size and forecast, by age
8.3.8.3.Market size and forecast, by marital status
8.3.8.4.Market size and forecast, by employment status
8.3.9.France
8.3.9.1.Market size and forecast, by type
8.3.9.2.Market size and forecast, by age
8.3.9.3.Market size and forecast, by marital status
8.3.9.4.Market size and forecast, by employment status
8.3.10.Italy
8.3.10.1.Market size and forecast, by type
8.3.10.2.Market size and forecast, by age
8.3.10.3.Market size and forecast, by marital status
8.3.10.4.Market size and forecast, by employment status
8.3.11.Spain
8.3.11.1.Market size and forecast, by type
8.3.11.2.Market size and forecast, by age
8.3.11.3.Market size and forecast, by marital status
8.3.11.4.Market size and forecast, by employment status
8.3.12.Netherlands
8.3.12.1.Market size and forecast, by type
8.3.12.2.Market size and forecast, by age
8.3.12.3.Market size and forecast, by marital status
8.3.12.4.Market size and forecast, by employment status
8.3.13.Rest of Europe
8.3.13.1.Market size and forecast, by type
8.3.13.2.Market size and forecast, by age
8.3.13.3.Market size and forecast, by marital status
8.3.13.4.Market size and forecast, by employment status
8.4.ASIA-PACIFIC
8.4.1.Key market trends and opportunities
8.4.2.Market size and forecast, by type
8.4.3.Market size and forecast, by age
8.4.4.Market size and forecast, by marital status
8.4.5.Market size and forecast, by employment status
8.4.6.Market size and forecast, by Country
8.4.7.China
8.4.7.1.Market size and forecast, by type
8.4.7.2.Market size and forecast, by age
8.4.7.3.Market size and forecast, by marital status
8.4.7.4.Market size and forecast, by employment status
8.4.8.India
8.4.8.1.Market size and forecast, by type
8.4.8.2.Market size and forecast, by age
8.4.8.3.Market size and forecast, by marital status
8.4.8.4.Market size and forecast, by employment status
8.4.9.Japan
8.4.9.1.Market size and forecast, by type
8.4.9.2.Market size and forecast, by age
8.4.9.3.Market size and forecast, by marital status
8.4.9.4.Market size and forecast, by employment status
8.4.10.Singapore
8.4.10.1.Market size and forecast, by type
8.4.10.2.Market size and forecast, by age
8.4.10.3.Market size and forecast, by marital status
8.4.10.4.Market size and forecast, by employment status
8.4.11.Australia
8.4.11.1.Market size and forecast, by type
8.4.11.2.Market size and forecast, by age
8.4.11.3.Market size and forecast, by marital status
8.4.11.4.Market size and forecast, by employment status
8.4.12.Rest of Asia-Pacific
8.4.12.1.Market size and forecast, by type
8.4.12.2.Market size and forecast, by age
8.4.12.3.Market size and forecast, by marital status
8.4.12.4.Market size and forecast, by employment status
8.5.LAMEA
8.5.1.Key market trends and opportunities
8.5.2.Market size and forecast, by type
8.5.3.Market size and forecast, by age
8.5.4.Market size and forecast, by marital status
8.5.5.Market size and forecast, by employment status
8.5.6.Market size and forecast, by Country
8.5.7.Latin America
8.5.7.1.Market size and forecast, by type
8.5.7.2.Market size and forecast, by age
8.5.7.3.Market size and forecast, by marital status
8.5.7.4.Market size and forecast, by employment status
8.5.8.Middle East
8.5.8.1.Market size and forecast, by type
8.5.8.2.Market size and forecast, by age
8.5.8.3.Market size and forecast, by marital status
8.5.8.4.Market size and forecast, by employment status
8.5.9.Africa
8.5.9.1.Market size and forecast, by type
8.5.9.2.Market size and forecast, by age
8.5.9.3.Market size and forecast, by marital status
8.5.9.4.Market size and forecast, by employment status
CHAPTER 9: COMPANY PROFILES
9.1. AMERICAN EXPRESS
9.1.1.Company overview
9.1.2.Key Executives
9.1.3.Company snapshot
9.1.4.Operating business segments
9.1.5.Product portfolio
9.1.6.Business performance
9.1.7.Key strategic moves and developments
9.2. AVANT, LLC
9.2.1.Company overview
9.2.2.Key Executives
9.2.3.Company snapshot
9.2.4.Operating business segments
9.2.5.Product portfolio
9.2.6.Business performance
9.2.7.Key strategic moves and developments
9.3. BARCLAYS PLC
9.3.1.Company overview
9.3.2.Key Executives
9.3.3.Company snapshot
9.3.4.Operating business segments
9.3.5.Product portfolio
9.3.6.Business performance
9.3.7.Key strategic moves and developments
9.4. DBS BANK LTD
9.4.1.Company overview
9.4.2.Key Executives
9.4.3.Company snapshot
9.4.4.Operating business segments
9.4.5.Product portfolio
9.4.6.Business performance
9.4.7.Key strategic moves and developments
9.5. GOLDMAN SACHS
9.5.1.Company overview
9.5.2.Key Executives
9.5.3.Company snapshot
9.5.4.Operating business segments
9.5.5.Product portfolio
9.5.6.Business performance
9.5.7.Key strategic moves and developments
9.6. LENDINGCLUB BANK
9.6.1.Company overview
9.6.2.Key Executives
9.6.3.Company snapshot
9.6.4.Operating business segments
9.6.5.Product portfolio
9.6.6.Business performance
9.6.7.Key strategic moves and developments
9.7. PROSPER FUNDING LLC
9.7.1.Company overview
9.7.2.Key Executives
9.7.3.Company snapshot
9.7.4.Operating business segments
9.7.5.Product portfolio
9.7.6.Business performance
9.7.7.Key strategic moves and developments
9.8. SOCIAL FINANCE, INC.
9.8.1.Company overview
9.8.2.Key Executives
9.8.3.Company snapshot
9.8.4.Operating business segments
9.8.5.Product portfolio
9.8.6.Business performance
9.8.7.Key strategic moves and developments
9.9. TRUIST FINANCIAL CORPORATION
9.9.1.Company overview
9.9.2.Key Executives
9.9.3.Company snapshot
9.9.4.Operating business segments
9.9.5.Product portfolio
9.9.6.Business performance
9.9.7.Key strategic moves and developments
9.10. WELLS FARGO
9.10.1.Company overview
9.10.2.Key Executives
9.10.3.Company snapshot
9.10.4.Operating business segments
9.10.5.Product portfolio
9.10.6.Business performance
9.10.7.Key strategic moves and developments
TABLE 1.GLOBAL PERSONAL LOANS MARKET, BY TYPE 2020-2030 ($MILLION)
TABLE 2.PERSONAL LOANS MARKET FOR P2P MARKETPLACE LENDING, BY REGION, 2020-2030 ($MILLION)
TABLE 3.PERSONAL LOANS MARKET FOR BALANCE SHEET LENDING, BY REGION, 2020-2030 ($MILLION)
TABLE 4.GLOBAL PERSONAL LOANS MARKET, BY AGE 2020-2030 ($MILLION)
TABLE 5.PERSONAL LOANS MARKET FOR LESS THAN 30, BY REGION, 2020-2030 ($MILLION)
TABLE 6.PERSONAL LOANS MARKET FOR 30-50, BY REGION, 2020-2030 ($MILLION)
TABLE 7.PERSONAL LOANS MARKET FOR MORE THAN 50, BY REGION, 2020-2030 ($MILLION)
TABLE 8.GLOBAL PERSONAL LOANS MARKET, BY MARITAL STATUS 2020-2030 ($MILLION)
TABLE 9.PERSONAL LOANS MARKET FOR MARRIED, BY REGION, 2020-2030 ($MILLION)
TABLE 10.PERSONAL LOANS MARKET FOR SINGLE, BY REGION, 2020-2030 ($MILLION)
TABLE 11.PERSONAL LOANS MARKET FOR OTHERS, BY REGION, 2020-2030 ($MILLION)
TABLE 12.GLOBAL PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS 2020-2030 ($MILLION)
TABLE 13.PERSONAL LOANS MARKET FOR SALARIED, BY REGION, 2020-2030 ($MILLION)
TABLE 14.PERSONAL LOANS MARKET FOR MALE, BY REGION, 2020-2030 ($MILLION)
TABLE 15.PERSONAL LOANS MARKET FOR FEMALE, BY REGION, 2020-2030 ($MILLION)
TABLE 16.PERSONAL LOANS MARKET FOR OTHERS, BY REGION, 2020-2030 ($MILLION)
TABLE 17.PERSONAL LOANS MARKET FOR BUSINESS, BY REGION, 2020-2030 ($MILLION)
TABLE 18.PERSONAL LOANS MARKET FOR , BY REGION, 2020-2030 ($MILLION)
TABLE 19.NORTH AMERICA PERSONAL LOANS, BY TYPE 2020-2030 ($MILLION)
TABLE 20.NORTH AMERICA PERSONAL LOANS, BY AGE 2020-2030 ($MILLION)
TABLE 21.NORTH AMERICA PERSONAL LOANS, BY MARITAL STATUS 2020-2030 ($MILLION)
TABLE 22.NORTH AMERICA PERSONAL LOANS, BY EMPLOYMENT STATUS 2020-2030 ($MILLION)
TABLE 23.NORTH AMERICA PERSONAL LOANS, BY REGION, 2020-2030 ($MILLION)
TABLE 24.EUROPE PERSONAL LOANS, BY TYPE 2020-2030 ($MILLION)
TABLE 25.EUROPE PERSONAL LOANS, BY AGE 2020-2030 ($MILLION)
TABLE 26.EUROPE PERSONAL LOANS, BY MARITAL STATUS 2020-2030 ($MILLION)
TABLE 27.EUROPE PERSONAL LOANS, BY EMPLOYMENT STATUS 2020-2030 ($MILLION)
TABLE 28.EUROPE PERSONAL LOANS, BY REGION, 2020-2030 ($MILLION)
TABLE 29.ASIA-PACIFIC PERSONAL LOANS, BY TYPE 2020-2030 ($MILLION)
TABLE 30.ASIA-PACIFIC PERSONAL LOANS, BY AGE 2020-2030 ($MILLION)
TABLE 31.ASIA-PACIFIC PERSONAL LOANS, BY MARITAL STATUS 2020-2030 ($MILLION)
TABLE 32.ASIA-PACIFIC PERSONAL LOANS, BY EMPLOYMENT STATUS 2020-2030 ($MILLION)
TABLE 33.ASIA-PACIFIC PERSONAL LOANS, BY REGION, 2020-2030 ($MILLION)
TABLE 34.LAMEA PERSONAL LOANS, BY TYPE 2020-2030 ($MILLION)
TABLE 35.LAMEA PERSONAL LOANS, BY AGE 2020-2030 ($MILLION)
TABLE 36.LAMEA PERSONAL LOANS, BY MARITAL STATUS 2020-2030 ($MILLION)
TABLE 37.LAMEA PERSONAL LOANS, BY EMPLOYMENT STATUS 2020-2030 ($MILLION)
TABLE 38.LAMEA PERSONAL LOANS, BY REGION, 2020-2030 ($MILLION)
TABLE 39.AMERICAN EXPRESS: COMPANY SNAPSHOT
TABLE 40.AMERICAN EXPRESS: OPERATING SEGMENTS
TABLE 41.AVANT, LLC: COMPANY SNAPSHOT
TABLE 42.AVANT, LLC: OPERATING SEGMENTS
TABLE 43.BARCLAYS PLC: COMPANY SNAPSHOT
TABLE 44.BARCLAYS PLC: OPERATING SEGMENTS
TABLE 45.DBS BANK LTD: COMPANY SNAPSHOT
TABLE 46.DBS BANK LTD: OPERATING SEGMENTS
TABLE 47.GOLDMAN SACHS: COMPANY SNAPSHOT
TABLE 48.GOLDMAN SACHS: OPERATING SEGMENTS
TABLE 49.LENDINGCLUB BANK: COMPANY SNAPSHOT
TABLE 50.LENDINGCLUB BANK: OPERATING SEGMENTS
TABLE 51.PROSPER FUNDING LLC: COMPANY SNAPSHOT
TABLE 52.PROSPER FUNDING LLC: OPERATING SEGMENTS
TABLE 53.SOCIAL FINANCE, INC.: COMPANY SNAPSHOT
TABLE 54.SOCIAL FINANCE, INC.: OPERATING SEGMENTS
TABLE 55.TRUIST FINANCIAL CORPORATION: COMPANY SNAPSHOT
TABLE 56.TRUIST FINANCIAL CORPORATION: OPERATING SEGMENTS
TABLE 57.WELLS FARGO: COMPANY SNAPSHOT
TABLE 58.WELLS FARGO: OPERATING SEGMENTS
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